Please use this identifier to cite or link to this item: https://dspace.ctu.edu.vn/jspui/handle/123456789/5163
Title: Determinants Repayment Performance of Borrowers in Rural Mekong Delta of Vietnam
Authors: Mai, Văn Nam
Vương, Quốc Duy
Keywords: Repayment
Farmer
Instrumental Tobit model
Issue Date: 2016
Series/Report no.: International Journal of Innovative Science, Engineering & Technology;3 .- p.305-322
Abstract: This paper compares the repayment performance of farmers and non-farmers who borrow credit in individual and group-based schemes from formal banks in the Mekong Delta (MD) in Vietnam. The data used in this paper were collected from three provinces of the MD, and a double hurdle approach and an instrumental variable probit model were applied to analyse the determinants of repayment performance of borrowers. Scheduled repayment was analysed with loan size instrumented by a tobit model. Results show that, among the borrowers, farmers have a statistically significant higher repayment performance than non-farmers. Repayment in group schemes seems to be positively affected by educational level and by loans to farmers, and negatively by the loan amount, while repayment by independent borrowers is positively affected by the loan amount, farmers as borrowers, and the gender of borrowers.
URI: http://localhost:8080//jspui/handle/123456789/5163
ISSN: 2348–7968
Appears in Collections:Tạp chí quốc tế

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